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Writing on money, tools that don't overcomplicate things, and the 50/30/20 rule.

Practical breakdowns of the tools and the thinking behind them.

Why Every Budgeting App Seems to Make You Feel Worse About Money

Most people don't quit budgeting because they're bad with money — they quit because the tool never explained the "why."

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The Microsoft Excel Budget Template That Explains Itself

Most Excel budget templates hand you a blank grid and wish you luck. This one gives you a walkthrough instead.

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